Starnes Lee

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AKA: Lee Starnes - State Farm Agent
Categories: Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Insurance, Life Insurance, Long Term Care Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Workers Compensation & Disability Insurance

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Phone: (828) 456-9471

Address: 38 S Main St, Waynesville, NC 28786

Auto Insurance
® customer, you may be eligible for one or more of the many auto insurance discounts we offer. You could save money for being a safe driver, student, or a family with multiple household vehicles. Discounts vary by state.
Motorcycle Insurance
From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. What do we cover?
Boat Insurance
Uninsured watercraft insurance helps pay your medical expenses if you're in an accident caused by an owner or operator who doesn't have boat liability insurance or has inadequate liability coverage limits.
RV Insurance
Insure your recreational vehicle — or truck and van camper — against damage and loss caused by common risks, such as fire, storms, theft and collision. Property covered can vary, so what coverages are available?

Renters Insurance
You don’t own the place, but you own the property inside it. Let us help you protect your stuff with the right coverage. Get renters insurance
Home Insurance
Help safeguard the people and possessions that matter most by building a Triangle of Protection around your home and family with three different products — life, disability income, and homeowners insurance. See the Triangle of Protection in action
Condo Insurance
Bundling the purchase of your condo and auto policies isn’t the only way you can save money. From home security devices to a claim-free history, we’ve got options for discounts to help make insurance more

Life Insurance
State Farm Life Insurance Company (not licensed in MA, NY or WI) or State Farm Life and Accident Assurance Company (Licensed in NY and WI) can help you find coverage that's right for you and your loved ones.
Health Insurance
As you experience changes in your life, your health insurance coverage should adjust as well. With a variety of affordable plans designed to fit the needs of families, individuals, and senior citizens, State Farm can help you find the health coverage you need.
Disability Insurance
You rely on your paycheck. Disability insurance can help protect it. If you're totally disabled due to sickness or injury and can't work, disability insurance offers coverage that can provide money to help pay your mortgage, rent, car loans, and other monthly expenses. It may also help prevent using your retirement or education savings if you can't work. Let's talk.
Long Term Care
Adding this rider to your Universal Life insurance policy benefits you by providing money to meet long-term care expenses if you incur them. However, if you don’t use this rider, the death benefit provided by your life insurance policy will be there for your beneficiaries.

Business Insurance
Being your own boss is great. Navigating the complicated world of small business insurance? Not so much. We’ll make it easy to find the insurance you need to protect what you’ve worked so hard to achieve.
Workers Compensation Insurance
Commercial Liability Insurance
Extends your property and liability insurance if your boat is used for incidental commercial fishing. Business liability is limited to watercraft liability.
Professional Liability Insurance
What if an unhappy client files a lawsuit claiming you've been negligent or made an error or omission while performing your professional services? A professional liability policy can minimize that financial hardship and help protect your future.

Annuities
Liability Insurance
If you experience a major insurance claim or lawsuit, your underlying policies such as auto, homeowners, or boat owners may not provide enough liability coverage. A State Farm® Personal Liability Umbrella Policy may provide the additional liability coverage you need to help protect your financial future.
Identity Theft Insurance
Pet Insurance
Trupanion strives to provide you and your furry family members with the most extensive coverage available from any pet insurance company.

Flood Insurance
Do not cover damage caused by flooding. But, you still may be able to purchase flood insurance if your community participates in the National Flood Insurance Program (NFIP). In fact, most flood insurance is written through the NFIP, administered by the Federal Emergency Management Agency (FEMA). It normally takes 30 days from the date of purchase to go into effect. So don't wait until a flood is imminent to buy a policy. The NFIP is only available in the United States. See FEMA’s flood insurance program

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