ELGA Credit Union

The online service is excellent and really easy to use. Easy to transfer money and I just rolled my Discover Card balance over to them from 28% interest to 9% interest. And THE MONEY STAYS IN MICHIGAN! I have an excellent credit score and pay history so the rates that the cr card were charging reflects (in my opinion) gouging to compensate for other people not paying their bills. Elga recognized my credit worthiness and appreciates the business far more than any service reps that resonded to my calls at Discover. You should also inquire with your credit cards how much is transacted off shore...you will be horrified. Again...keep the money in Michigan, United we stand, divided we fall...or pay out the rear end!