Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
Motorcycle Insurance
Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
Boat Insurance
Do you know what to look for in a Connecticut watercraft insurance policy? Lawley Shoff Darby can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
RV Insurance
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let Lawley Shoff Darby help you select the right coverage for your RV needs and get a great price at the same time. You can even request a quote online and we'll get back to you with quotes from multiple companies so you can compare and save!
Truck Insurance
Comparison shopping for owner operator commercial truck insurance is a smart idea, and can help you save big money in the end. Each insurance company will require you to submit several pieces of personal information before they can provide you with a quote, and you may receive phone calls from sales representatives, but this process can help you find the insurance you need.
Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
Home Insurance
Since standard home insurance doesn't cover flooding, it's important to have protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
Condo Insurance
Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
Landlord Insurance
As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.
Our professional insurance agents have years of experience working with individuals, families and businesses to provide Connecticut health and life insurance.
Health Insurance
A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Lawley Shoff Darby.
Disability Insurance
A Lawley Shoff Darby trusted advisor will partner with you to understand your company from a benefits perspective and develop a comprehensive program. From group medical, dental, life, to long-term disability insurance, we will determine the right plan and products that meet both the needs of your employees and your company.
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Commercial Property Insurance
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, Lawley Shoff Darby can help you determine the type of insurance policy and range of coverage that is best for your business.
Workers Compensation Insurance
For the smaller companies, plumbers, landscapers, and electricians, we can provide customized packages providing coverage for liability, tools, auto and workers' compensation.
Commercial Liability Insurance
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Lawley Shoff Darby recommends that all businesses have general liability coverage in place.
Professional Liability Insurance
Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.
Travel Insurance
Patriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements.
In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.