Bigby Law Office

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Attorneys, Bankruptcy Law Attorneys, Bankruptcy Services

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Today: 8:00 am - 5:00 pm

55 Years

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(918) 456-1782Call Visit WebsiteVisit Website Map & DirectionsDirections429 S Muskogee AveTahlequah, OK 74464 Write a ReviewWrite Review

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Mon - Sat:	8:00 am - 5:00 pm

Bigby Law Office

Personal Injury
Most people who file bankruptcy do not lose anything they want to keep. This is because Oklahoma has strong exemption laws that protect certain property like your house, your car, household goods, IRAs, retirement plans and a major portion of you personal injury claims from being seized by your creditors. In the rare event you have property that cannot be protected with an exemption you can file a Chapter 13 bankruptcy that allows you to catch up on late payments, puts a hold on spiraling interest rates and enables you to keep your house, car or truck as long as you continue to make the current payments.

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Phone: (918) 956-1782

TollFree: (800) 699-5893

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http://www.bigbylaw.com/tahlequah-office.html

http://www.bigbylaw.com

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Attorneys, Bankruptcy Law Attorneys, Bankruptcy Services, Business Bankruptcy Law Attorneys, DUI & DWI Attorneys, Divorce Attorneys, General Practice Attorneys, Juvenile Law Attorneys, Management Consultants, Personal Injury Law Attorneys, Probate Law Attorneys

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Details

Phone: (918) 456-1782

Address: 429 S Muskogee Ave, Tahlequah, OK 74464

Website: http://www.bigbylaw.com/tahlequah-office.html

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Bigby Law Office

Personal Injury
Most people who file bankruptcy do not lose anything they want to keep. This is because Oklahoma has strong exemption laws that protect certain property like your house, your car, household goods, IRAs, retirement plans and a major portion of you personal injury claims from being seized by your creditors. In the rare event you have property that cannot be protected with an exemption you can file a Chapter 13 bankruptcy that allows you to catch up on late payments, puts a hold on spiraling interest rates and enables you to keep your house, car or truck as long as you continue to make the current payments.

Bankruptcy
Chapter 7 Eligibility: You are eligible to file for Chapter 7 bankruptcy if you have never filed before, eight years have passed from a previous Chapter 7 filing, or after six years have passed from a previous Chapter 13 filing. There are also certain means test requirements that must be met. If your monthly household income is less than the Oklahoma median income for a household of your size, you are presumed to be eligible to file for Chapter 7. We will go into the details with you at your free initial consultation.
Foreclosure
Regardless of which Bankruptcy chapter you file, you can return the house to the creditor. Like most other debts, a Chapter Seven (7) will discharge any debt remaining after the foreclosure. In a Chapter Thirteen (13), that part of the debt remaining after the house is foreclosed on is considered a deficiency and treated like other unsecured debt.
Debt Collection
The ultimate goal for most people who file for bankruptcy protection is to get their debts discharged, or ordered uncollectable by the Judge. When your discharge is ordered, the money you owe your unsecured creditors (including your attorney) that was disclosed in your petition is uncollectable. Which means, a creditor (including your attorney) cannot ask or demand you pay the debt after your case is filed with the court. If he or she does ask or demand that you pay the debt, you can sue the creditor (and this includes your attorney) for violation of the Automatic Stay and/or the Discharge Injunction provisions of the Bankruptcy Code and Fair Debt Collection Practices Act. (FDCPA).

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