For a lot of companies, business is done on the road, and your vehicles are key to keeping business moving. Commercial Auto insurance protects your business from liability claims if you cause an accident. It can also cover costs to repair or replace your damaged vehicles.
Whether you own your own house or rent an apartment, it’s home to you. Your home is so much more than a combination of bricks, lumber, windows, and shingles. A home is where birthday parties happen; where backyard baseball games are won; and where family traditions are made. Your home not only houses your family, but it also houses years of memories. That’s why your home deserves homeowners/renters insurance.
None of us want to worry about what will happen to our loved ones after we die. Life insurance provides a financial safety net for your dependents later if you’re not around to take care of them. The proceeds from a life insurance policy can help cover funeral costs, mortgage payments, college tuition, and other expenses.
Health Insurance
Navigating the complex world of health insurance on your own can be daunting. Determining whether you qualify for financial assistance through The Marketplace and choosing a plan design from the dozens of options can be an overwhelming task. We have the knowledge to explain the differences between options like HMOs, PPOs, and HDHPs with HSAs so you can make an educated decision and enroll in the right plan based on the unique circumstances you and your family face.
Long Term Care
There are two main types of life insurance: Term life insurance is the easiest to understand and has the lowest price. Permanent insurance is more complex and tends to cost more than term, but it offers additional benefits such as retirement income, terminal illness, and chronic illness (long term care) coverage. We can help you find and understand options that work best for you and your family.
The professionals at Beehive Insurance can help you identify the risk exposures that can potentially affect your business and make sure you are properly protected.
Commercial Property Insurance
Commercial Property insurance helps protects those physical assets that make it so your business can run. It typically covers three main components...
Workers Compensation Insurance
Workers Compensation insurance plays an important role in helping take care of employees that get injured on the job and can help them get back to work faster. When an employee is injured on the job, workers compensation insurance helps you by...
Professional Liability Insurance
Some businesses face unique risks due to the nature of the professional services they provide. An error or mistake made by a professional might end up financially harming a customer or other party, resulting in a claim that a standard General Liability policy wouldn’t cover. A Professional Liability policy, also known as Errors & Omissions, can help cover these unique risks.