At Title Partners Agency, LLC our mission is to consistently provide our clients with the highest level of timely services to fulfill their commercial/residential real estate objectives. We understand that in order to thrive in the real estate industry, service must be our number one priority. We have organized our company around this concept. Title Partners Agency, LLC is rapidly growing as a closing and title provider, with offices centrally located in St. Louis, St. Charles and Jefferson Counties. Our growth is attributable to the high quality of customer service and satisfaction.With unparalleled experience, we have the knowledge, skill and attitude to provide you with the highest level of service. The vast experience of our legal department leads to quicker decisions which translates into better service for our clients. Further, our team of closing agents will provide the personal attention necessary to understand your transaction and fulfill your title needs expeditiously. Each of our closing offices is managed by one of the most respected, experienced and admired closing managers in our region. In addition, each of our production personnel is seasoned, diligent and efficient insuring accuracy and efficiency in the delivery of your title commitment and final policy. As an authorized agent for Old Republic National Title and LandAmerica Commonwealth we are supported by the most respected names in our industry. Title Partners is committed to providing accurate and timely information backed by a guarantee of integrity and a confidence that our highly rated underwriters stand behind. This commitment has given our policyholders the assurance they need to complete their valuable transactions.Over the years we have established a strong network of contacts within the industry. Our excellent rapport with the real estate community provides us with the necessary flexibility to succeed during the most demanding circumstances. From customized software, to E-mail to 24-hour telephone voice mail we maintain top-notch systems so we can provide fast, efficient service and make ourselves more accessible to our clients.
American Land Title AssociationMissouri Land Title AssociationMortgage Bankers AssociationHome Builders AssociationSt. Louis Association of RealtorsSt. Charles County Association of RealtorsMissouri Bar Association
Title Partners final product, the title insurance policy, provides security for the financial protection of real estate ownership. After a thorough examination of public records that disclose past and current information regarding ownership of property, Title Partners will issue a title insurance policy on behalf of the interested party (owner, mortgagee, lessee, etc.). Unlike hazard and automobile insurance, title insurance insures against the adverse claims arising from the past. The title policies specify in whom the legal estate is vested and indemnify the insured party against any loss they may sustain as a result of past title defects so that the real estate investment is secure.
Title insurance protects a property owner against defects or encumbrances in the chain of title to the property that are not disclosed by the public records. You, and your lender, receive assurance through an insurance policy that you own your property subject only to easements and other matters disclosed in the land records and set forth in your policy. Your lender receives the assurance that the deed of trust securing your lender’s loan to you is a valid first deed of trust on the property, not subject to other liens, judgments or encumbrances, including unpaid real estate taxes, unpaid judgments of prior owners, federal or state tax liens against prior owners, and the like. In addition, with properly underwritten and structured coverage against mechanics’ liens, a lender making a loan for new construction or renovation will know that future advances made by the lender during the course of construction will retain the first lien priority status required by the lender.