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General Info
Schmoekel Insurance is a family owned business that has been serving Sacramento for over 70 years. We specialize in Auto and Home Insurance, Motorcycle, RV etc. We also write Commercial Auto, Commercial Business and more.
Condo and Renters Insurance are available to cover contents, liability, and loss of use. Condo insurance also includes additions and alterations coverage. It’s crucial to protect your assets when renting from theft, fire, and other incidents. Even though you don’t own the property, you will be held responsible for certain damages. Make sure you’re covered today.
Home Insurance
Schmoekel Insurance is a family owned business that has been serving Sacramento for over 70 years. We specialize in Auto and Home Insurance, Motorcycle, and RV, and we also write Commercial Auto, Commercial Business and more.
Basically, Medical Payments coverage provides coverage for necessary and reasonable medical and funeral expenses incurred as a result of an automobile accident for you or your passengers. It is typically in excess of your own Health Insurance.
Having the right Business Insurance does more than just give you peace of mind; it is an integral part of an overall management strategy to help you stay competitive and protect your company in the event of an accident or disaster.
Professional Liability Insurance
We offer insurance products including Auto, Homeowners, Motorcycle, RV, Flood, Commercial Auto, Dwelling/Fire, Building Owners, Professional Liability, Apartment Owners, Earthquake, Business Owners, and Commercial General Liability.
Flood damage is not covered under a standard homeowner policy. Contents can be covered by a flood policy. Low risk areas are eligible for low cost coverage. Rates are determined by the Government National Flood Insurance Program, not by insurance companies. NFIP coverage is available up to $250,000 on the structure and $100,000 on contents. Excess coverage is also available. Contact Schmoekel Insurance Agency today to learn more about your flood damage options.
Earthquake Insurance
Earthquake Insurance is a form of property insurance that pays the policyholder in the event of an earthquake which causes damage to property. Earthquake coverage is sold separately from Homeowner or Dwelling/Fire Insurance. Protect your home from unforeseeable events today with Schmoekel Insurance.