Commercial auto insurance - unique coverage for both long and short haul transportation, towing, property damage, and instances such as bodily injury to drivers or physical damage to vehicles
Your retirement, disability and life insurance benefits may be perfectly adequate for most of your employees, but not for highly compensated executives.
Health Insurance
Employee wellness programs offer various tangible benefits to worker and employer alike. For employers, these benefits include lower health insurance costs for health plan sponsors; the extent of savings depends in part on employee participation rates.
Disability Insurance
30% of Americans put off getting healthcare due to costs. Supplemental health and disability insurance can provide employees with the coverage they need.
Long Term Care
Long-Term Care covers ongoing assistance with the basic daily tasks of life in the event of long-term illness or injury, when the care is not included by medical and disability coverage.
You need a healthcare business insurance broker who understands these implications and your business — a partner who can help you navigate complexity, manage emerging risks and avoid losses.
Commercial Property Insurance
It’s a basic fact of doing business: as much as you count on commercial property insurance to be there for you in the event of catastrophic damage to your facilities, you also need to protect your organization from potentially ruinous lawsuits that can arise as a result of accidents or negligence.
Workers Compensation Insurance
Workers' compensation insurance protects employees and employers from liabilities associated with workplace injury and death. Workers’ compensation can provide medical care, disability, rehabilitation and survivor benefits to those injured or killed in work-related accidents.Â
Commercial Liability Insurance
Cyber insurance, also known as cybersecurity insurance, is a type of business liability insurance that protects your business against cyber security risks and data breaches. Cyber insurance can help restore employee and customer identities, recover compromised data and repair damaged computers and networks, whether your business is the victim of a data breach, social engineering, ransomware or phishing attack.
Professional Liability Insurance
There are so many external factors beyond your control that can affect your business success. Your company can be hit with allegations of misrepresentation, breach of contract or wrongful business practices. And it can happen more easily than you might think — at any time. Professional liability insurance can protect your organization if it does.
The Federal Deposit Insurance Corporation (FDIC) is a federal agency that protects customers against the loss of deposits in FDIC-insured banks. FDIC insurance has coverage limits of $250,000 and does not cover money invested in stocks, bonds, mutual funds, life insurance policies, annuities, municipal securities, or money market funds, even if these investments were purchased from an FDIC-insured bank.
Liability Insurance
In addition to FDIC insurance to protect its customers’ deposits, banks also need insurance to protect against the various risks that arise from doing business. For example, Directors & Officers (D&O) liability insurance is a necessary mitigation tool for banks, no matter their size or location. Banks should also have commercial general liability insurance.
Travel Insurance
Identity Theft Insurance
Identity Theft protection is quickly becoming one of the more popular voluntary benefits products. Protect your employees with ID theft reimbursement and access to fraud resolution experts.
Pet Insurance
Pet Insurance is growing in popularity. Help your employees cover the cost of veterinary care in the event of pet accidents and illness.
Essential items in a healthcare business’s insurance include general liability insurance; commercial property insurance; professional liability insurance; cyber insurance; commercial umbrella insurance; and workers’ compensation insurance. In addition, healthcare businesses should consider supplementing these essentials with commercial flood insurance and business interruption insurance, as well employment practices, crime and fiduciary coverages.