F M International Service New York Limited

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Pension & Profit Sharing Plans, Annuities & Retirement Insurance Plans, Financial Planners

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(631) 391-8468Call Visit WebsiteVisit Website Map & DirectionsDirections1 Huntington QuadMelville, NY 11747 Write a ReviewWrite Review

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FM International Services Newyork Ltd

F M INTL Svc Ny Ltd

FM International Svces Ny LTD

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http://pensions123.com

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Pension & Profit Sharing Plans, Annuities & Retirement Insurance Plans, Financial Planners, Investment Advisory Service, Investments, Mutual Funds, Retirement Planning Services, Stock & Bond Brokers

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Phone: (631) 391-8468

Address: 1 Huntington Quad, Melville, NY 11747

Website: http://pensions123.com

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F M International Service New York Limited

Tax Deductions
Income Tax
- Your taxable income is reduced by your contributions. Because your contributions are automatically deducted from your paycheck before taxes are taken out, you'll be taxed on a smaller gross income. This means you won't have to pay as much in income tax.
Tax Deferral
Single-Participant 401(k) plans – or “Single(k)” – offer 100-percent tax deferral of contributions, the ability to borrow from the plan and fewer administrative headaches than their corporate cousin.

Investment Management
A person or entity (e.g., bank, trust company, or other organization) that is responsible for the holding and safekeeping of trust assets. A trustee may also have other duties such as investment management. A trustee that is a "directed trustee" is responsible for the safekeeping of trust assets but has no discretionary investment management duties or authority over the assets.
Mutual Funds
In stock markets and money markets, through the maze of mutual funds, from growth investment to growth income, FMi has over thirty years of experience providing customized retirement plans – design, installation, administration, communication, education and, through it all, solid regulatory compliance.
Bonds
Money Market Funds
A group of securities or investments that have similar characteristics and behave similarly in the marketplace. Three common asset classes are equities (e.g., stocks), fixed income (e.g., bonds), and cash alternatives or equivalents (e.g., money market funds).

Payroll Services
Southeastern Pension Company provides actuarial and payroll services for retirement plans in the small- to mid-sized market range. FMi is proud to partner with SPC, which boasts an excellent reputation for efficient, accurate and affordable services.

Retirement Planning
Regular contact is essential to retirement planning – another lesson we’ve learned over the years. If you can’t communicate your needs, we can’t meet them.
Annuities
Some annuities offer a death benefit, meaning that if you die before the annuitization phase, your beneficiary will receive the greater of either the current value of your annuity or the amount you have paid into it. Once you begin to receive monthly payments, you are no longer eligible for this benefit. However, you can buy a "term certain" annuity, which means that payments to you or your beneficiary are guaranteed for a certain period of time-for example, ten or fifteen years.
Asset Management
The change over time in a target date fund's asset allocation mix to shift from a focus on growth to a focus on income.

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