For Erie Insurance customers, animal-related damage to your car is covered under comprehensive coverage — including damage to your car from mice or rats. With this optional coverage, you’re only responsible for paying your deductible.
3 as an optional add-on to qualifying Whole Life insurance policies. This rider allows your life insurance to provide financial support if you need hands-on daily care from a nurse or a health aide for long periods of time.
Health Insurance
Medicare is designed to cover medically necessary care for people age 65 and older, such as hospital stays and doctor visits. But aside from short nursing home stays following a hospitalization or services specifically prescribed by a doctor, most long-term care is considered “custodial care.” That means it won’t be covered by Medicare or private health insurance – potentially leaving you 100% responsible for the bill. Medicaid may provide limited long-term care resources, but only after all your personal assets have been depleted.
Long Term Care
It’s not something you want to think about, but most of us will need long-term care at some point in our lives. In fact, according to the U.S. Department of Health and Human Services (HHS), once a person reaches age 65, they have almost a 70% chance of needing some type of long-term care services in their remaining years.
Vigneron Insurance Agency Provides auto, home, life, and business insurance to all of West Virginia, including Williamstown, Vienna, Parkersburg, St. Marys, Harrisville, and Mineral Wells; as well as Belpre, Marietta, Reno, and Devola, Ohio.