Heustons Insurance Service

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Insurance, Auto Insurance, Business & Commercial Insurance

(609) 812-1962Call Visit WebsiteVisit Website Map & DirectionsDirections8 Angela DrLittle Egg Harbor Twp, NJ 08087 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

Heustons Insurance Service

Auto Insurance
**Liability is the key word here! This coverage will only pay for damage to a third party that was caused by an employee driving their own car or a rental car for work. That's why it's important to make sure your employees have their own personal auto insurance to cover damage to their own car. When renting a car, you may want to purchase the extra collision coverage that will cover damage to the rental car itself.**

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More Info

AKA: Heuston, Thomas M
Other Link: http://heustons.com
Categories: Insurance, Auto Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Property & Casualty Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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11/02/2020

Overall

Expertise

Professionalism

Excellent company, great service. Jeanne is very personable and will take care of your insurance needs.

10/16/2019

Overall

Expertise

Professionalism

they kow nothing about insurance services I called requesting a quote been over a month I call and I speak to a different agency and have to explain everything over again and just went to a different route

09/23/2019

Overall

Expertise

Professionalism

they cost my business over $2000 for getting insurance that was cancelled in 21 days when it was not the coverage required for my business waste of money and time

02/11/2015

Overall

Very fast, good quotes and good service.

Details

Phone: (609) 812-1962

Address: 8 Angela Dr, Little Egg Harbor Twp, NJ 08087

Website: http://heustons.com

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Heustons Insurance Service

Auto Insurance
**Liability is the key word here! This coverage will only pay for damage to a third party that was caused by an employee driving their own car or a rental car for work. That's why it's important to make sure your employees have their own personal auto insurance to cover damage to their own car. When renting a car, you may want to purchase the extra collision coverage that will cover damage to the rental car itself.**

Renters Insurance
A: No! Your landlord may have coverage that protects the building you live in, but not your belongings. If someone breaks into your apartment and steals your stuff, you're out of luck, Chuck. That is, unless you have renters insurance.?
Home Insurance
A: You fall asleep at the wheel and have a head-on collision with another vehicle injuring several people. It reminds you of the good ol' days when you see all the neighborhood kids play in the oak tree in your front yard (Johnny, look out!). These are situations in which injured parties may sue you for more money than your Auto or Homeowners Insurance covers. A Personal Umbrella policy picks up where your other insurance policy limits leave off. It creates an "umbrella" over all of your other personal liability policies (home, auto, boat, RV, etc.).

Health and Life

Life Insurance
If your spouse stays home with the kids and does not provide monetary income for your family, Life insurance for both of you is still a good idea. If your spouse dies, who will take care of the kids and provide the household services that they used to take care of? Would you need to begin paying for daycare or a nanny so that you can continue to go to work?
Health Insurance
We can also offer competitive rates for Group and Individual Health Insurance, Commercial Insurance for any Businesses, Homeowners or any of your Life Insurance needs.
Disability Insurance
While plans differ between jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

Commercial Property Insurance
Workers Compensation Insurance
Heustons Insurance Services works with all types of insurance companies and policy lines, including quotes for New & Used Car Dealers, Auto Repair Shop, Body Shops, Contractors of any type, Business Auto, General Liability, Property Insurance and Workers Compensation.
Professional Liability Insurance
A: No! Professional Liability, sometimes called Errors & Ommissions insurance (E&O), covers the mistakes your company is accused of making in relation to the services you provide.

Liability Insurance

Natural Disaster

Flood Insurance
A: No! No!...and No! Sadly, many people have suffered enormous losses to their personal property because they thought it was included in their Homeowners Policy. Whether you're in a high risk flood zone or not, it's a good idea to have flood insurance.
Earthquake Insurance
Provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main ways—open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion and theft.

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