Helping Seniors Understand Medicare and their Health Insurance Options.
General Info
Our objective is to help clients understand the benefits of Medicare supplemental insurance, to provide online quotes from the nations leading insurance providers that offer plans in your state and to assist in making an educated decision.
AARP, Blue Cross and Blue Shield, Forethought Life Insurance Company, Genworth Life Insurance Company, Gerber Life Insurance Company, Humana, Mutual of Omaha, Sentinel Security Life, United Healthcare
Americo Financial Life and Annuity Insurance Company has been doing business for over 100 years. Americo is currently one of the largest, independent, privately held insurance companies in the United States. Americo is dedicated to product innovation and meeting the needs of individuals, businesses, and families through all stages of life. Americo focuses their resources on providing you with life insurance and annuity solutions specifically suited to meet your needs.
Health Insurance
A "Medicare Supplement policy" (also referred to as a “Medigap policy”) is private health insurance that is designed to supplement Original Medicare. This means it helps pay some of the health care costs (“gaps”) that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). If you have Original Medicare and a Medicare Supplement policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medicare Supplement policy pays its share. A Medicare Supplement policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medicare Supplement policy only supplements your Original Medicare benefits. Note: Medicare doesn’t pay any of the costs for you to get a Medicare Supplmenet policy.
Long Term Care
John Hancock is focused on providing innovative long-term care insurance in ways to best protect you and your family so that you can have the confidence and control you need. John Hancock brings over 145 years of experience and stability in the insurance business along with a commitment to the long-term care insurance business since 1987.
Dental Insurance
Medicare Advantage Plans (like HMO or PPO) are health plans run by Medicare-approved private insurance companies. Medicare Advantage Plans (also called "Part C") include Part A, Part B, and usually other coverage like Medicare Prescription drug coverage (Part D), sometimes even Dental Insurance, Vision Insurance, and Gym memberships are included for little to no extra cost.