Renno Insurance Agency PLLC

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Insurance, Annuities & Retirement Insurance Plans, Health Insurance

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(702) 262-9275Call Visit WebsiteVisit Website Map & DirectionsDirections5573 Candle Pine WayLas Vegas, NV 89135 Write a ReviewWrite Review

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Neighborhood: Siena
AKA: Renno Insurance PL Lc
Other Link: http://www.kamoinsuranceagency.com
Categories: Insurance, Annuities & Retirement Insurance Plans, Health Insurance, Life Insurance, Long Term Care Insurance, Workers Compensation & Disability Insurance

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Phone: (702) 262-9275

Address: 5573 Candle Pine Way, Las Vegas, NV 89135

Website: http://www.kamoinsuranceagency.com

Renno Insurance Agency PLLC

Health and Life

Life Insurance
This web site is intended to be used as a tool to help teach the basics and have this material available for easy reference. The following is an introduction into life insurance...
Health Insurance
Most Americans get health insurance through their jobs or are covered because a family member has insurance at work. This is called group insurance. Group insurance is generally the least expensive kind. In many cases, the employer pays part or all of the cost.
Disability Insurance
Statistics were obtained from Commissioner's Disability Tables and the Senate Finance Committee. Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work.
Long Term Care
Long-term care is the assistance individuals need when they are unable to care for themselves and need help with Activities of Daily Living (ADLs) - bathing, dressing, transferring, toileting, continence (control of bodily functions), and eating - or they have severe cognitive impairment such as Alzheimer's disease. The need for long-term care can result from an accident, chronic illness or short-term disability, or from advance age. Long term care can include a broad range of services, provided in any setting outside a hospital. It might be help with simple daily tasks like bathing or dressing. It might include skilled care in your own home, an assisted living facility, some other community resources, or a nursing facility.

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Workers Compensation Insurance
That results from a sickness or injury for which benefits are provided under any state or federal worker's compensation law

Personal

Annuities
An annuity is a contract issued by an insurance company. It is a unique financial product that provides tax deferral of interest and capital gains and the option (if funds are annuitized) of a guaranteed monthly income for life. Although annuities can serve various needs, the primary purpose of an annuity is that of a retirement vehicle for the annuitant, the person who will usually receive the annuity benefits. The annuity is an attractive retirement vehicle because the money accumulating in an annuity, grows on a tax deferred basis. There are two parts to an annuity: the accumulation phase and the distribution phase.

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