Accidental bankruptcy fraud can get you in real trouble and could lead to the dismissal of your case. But what is accidental bankruptcy fraud? Because most people aren't familiar with the detailed rules of what you may or may not do in the weeks and months before filing, they may violate these rules unknowingly.
Settling Debts With Creditors Via Chapter 13 Bankruptcy Certain situations in life cannot be predicted, such as falling behind on paying bills due to getting injured, losing a loved one, or a similar situation. Unfortunately, creditors still need their money when someone is experiencing financial difficulties and they will take action to get paid. Phone calls from creditors are frustrating to deal with and can cause more stress in a financial situation that is already difficult. If you are ready to satisfy the creditors so the phone calls will stop but cannot pay the debts upfront, consult with a lawyer about filing bankruptcy. Read More...
Debt Collection
A lawyer is helpful during the process of filing for bankruptcy because they can put an end to the debt collection phone calls. You do not have to way for your bankruptcy case to be approved by a judge before the phone calls stop. The reason is that upon hiring a lawyer, they can contact each of your creditors to inform them that you have filed for bankruptcy. They can demand that the phone calls stop because you are making an effort to settle the financial situation you are in.