Allen Insurance Agency is owned and operated by Gerald Allen, Jr. A life long resident of the Mississippi Gulf Coast, Gerald is a graduate from the University of Southern Mississippi receiving a Bachelors of Science and a Masters of Business Administration. Gerald started his insurance career as a claims adjuster and has over 20 years in the insurance industry.Our philosophy is to strive to be more than just your agent. We will work hard to provide you service exceeding your expectations while maintaining the highest standards of integrity. Allen Insurance Agency is a full service independent agency specializing in both personal and commercial lines insurance. Representing over 25 different carriers, we are able to find coverage to fit your individual needs at a competitive price.
Generally, personal auto insurance will not cover business use. It is important to have commercial auto insurance to cover your business vehicles and their drivers. This type of policy may include...
In addition to the above preparations, meet with our knowledgeable agent to ensure you have sufficient homeowners insurance coverage. With storms becoming more intense, it may be a good idea to consider flood insurance as well, regardless of where you live.
Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors.
Commercial Property Insurance
Changing or adding locations: If you relocate to a larger property after your business grows or add another location, it is essential to update your commercial property insurance to ensure you have the coverage you need.
Workers Compensation Insurance
Commercial Liability Insurance
Also known as business liability insurance, general liability protects your business from claims involving bodily injury and property damage. When claims arise from your products, services, or business operations, it typically covers medical expenses for which your company may be held liable and your attorney fees. It does not cover employee injuries (which are covered by workers’ compensation insurance) or auto accidents. General liability coverage may be purchased in a standalone policy or bundled with other key coverages in a Business Owner’s Policy (BOP).
Business Owner’s Policies (BOPs) are among the most popular insurance bundles for small business owners. They typically combine commercial property insurance and general liability insurance. In some cases, they also include business interruption insurance. General liability insurance protects your business from liability in case a third party is injured, or someone’s property is damaged on your business premises. It can also protect you from libel, slander, and advertising injury claims.