Adams Insurance is a locally owned and operated agency and one of the leading providers of the services and products offered by the Nationwide Mutual Insurance Company. We are licensed to serve clients in Maryland, Washington DC, Pennsylvania, West Virgina, and Virgina. We pledge always to provide personal and professional service, treating every client fairly and honestly. We strive to offer the very best customer service and products at the lowest possible cost.
There are many types of auto insurance coverages. Without the proper insurance you could face fines and penalties, including license suspension. And if your car is damaged or you’re in an accident, you could personally be responsible for repairs to your car and others, and for medical costs associated with the accident for you and other people involved. Our seasoned staff, however, understands the ins and outs of auto insurance and can help you find exactly the right policy for you.
Motorcycle Insurance
If you own a motorcycle or a motor scooter, we provide policies to ensure that you comply with the law and that you and your ride are covered in the event of an accident.
Boat Insurance
Boat insurance covers a wide array of water vessels such as Jet Skis, yachts, sailing boats, performance boats, fishing boats, and many more. Unfortunately, as fun as activities like fishing, sailing, skiing, and cruising are, they present inherent dangers that could damage your boat or cause physical injury to the boat users. To make sure your time in the water is worry-free, you need the right amount of boat insurance to protect you and your boat when the unthinkable happens.
A common reason that people need to have a renters insurance plan is that coverage is a lease requirement in many cases. Landlords are fully aware of the value that a renters policy will provide. This can then indirectly benefit the property owner as well. Due to this, many property owners will have specific insurance obligations in the lease and will require evidence of coverage before you move in.
Home Insurance
Your standard home insurance policy should cover all aspects of your home, like the house structure and its contents. Home insurance basic coverages include...
Life insurance should not be an option if you have loved ones who depend on you. The right policy can make sure your dependents and debts are well taken care of when you die. We understand the importance of financial stability and are here to help you find the right life insurance options for you and your family.
With your home and auto policies in place, you have liability coverage in both. But with today’s high medical costs, it may not be enough to pay for a serious accident that occurs. Whether it is an accident that occurs on the road or in your own home, your liability for the medical bills can be far more than your home or auto policy will payout. That’s why so many people choose to get umbrella insurance. It acts as extra protection by offering a higher maximum payout for your liability for both home and auto accidents.
Home insurance is a type of property policy designed to protect you, your home, and its contents. Home insurance is generally considered a package policy as it covers a wide area of your home, including the garage and your pets. The policy provides financial relief in the event of a covered accident like fire, windstorm, or theft. It also pays out if you or any other member of your home is held liable for injuries or property damage. Note that home insurance does not cover water damage caused by floods. If you live in a flood risk area, you may want to buy flood insurance early in advance to protect your home.