Protecting the assets of families and businesses since 1940.
General Info
Lacy West-Thomas Insurance Agency is located in Elizabethtown, North Carolina. We have been protecting the assets of families and businesses in our community since 1940. We are a multi-line agency dedicated to offering a variety of products and services to meet your individual needs. Through the experience of our agents, the dedication of our staff, and the most up-to-date technology, you can be assured that we will provide the best protection and service at the most affordable price. Call us today for more information!
At the very least, you need to make sure your tenant is carrying their own renters insurance (HO4 policy). Let the tenant know that your insurance doesn’t cover them whatsoever.
Home Insurance
Lacy West Insurance Agency can help you find the best homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and competitive pricing.
No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.
Commercial Property Insurance
Workers Compensation Insurance
A key part of running your business is keeping employees safe at work. However, if one of your employees does suffer an injury, Workers Compensation coverage provides you and your employees with important protection.
Commercial Liability Insurance
Professional Liability Insurance
When you are looking for the right contractors insurance for your business, you will have many choices, including whether to buy professional liability insurance, also known as “errors and omission” insurance or “E & O.”
Builders Risk Insurance
Restaurant Insurance
There are multiple “components” that make up a solid Restaurant Insurance policy. Different companies may offer these as a “bundle” while with others they are a’ la carte.
Family/Personal Liability — Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. In some situations, an Umbrella policy may be necessary to provide extra coverage.