Ballen & Associates PA

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Ballen & Associates PA

Workers Compensation
You should see a large allocation for insurance on the budget. You may not know what type of insurance is in place by looking only at the budget, so you will want to review a current insurance certificate so you can see exactly what insurance policies are in place and what level of $ coverage for policies are specified. An adequately protected community association should have insurance coverage in place for commercial general liability, directors and officers, workers compensation, crime or a fidelity bond, and an umbrella policy. Depending on where the association is located, additional insurance for unforeseen disaster events (i.e., hurricane, flood, tornado, etc.) should also be in place with limits that adequately protect the association.

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AKA: Ballen & Assoc PA
Categories: Attorneys, Bankruptcy Law Attorneys, Employee Benefits & Worker Compensation Attorneys, Personal Property Law Attorneys, Real Estate Attorneys, Workers Compensation Assistance

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Phone: (561) 278-6400

Address: 101 SE 6th Ave Ste D, Delray Beach, FL 33483

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Ballen & Associates PA

Workers Compensation
You should see a large allocation for insurance on the budget. You may not know what type of insurance is in place by looking only at the budget, so you will want to review a current insurance certificate so you can see exactly what insurance policies are in place and what level of $ coverage for policies are specified. An adequately protected community association should have insurance coverage in place for commercial general liability, directors and officers, workers compensation, crime or a fidelity bond, and an umbrella policy. Depending on where the association is located, additional insurance for unforeseen disaster events (i.e., hurricane, flood, tornado, etc.) should also be in place with limits that adequately protect the association.

Real Estate Transactions
Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for immediate income or for long term profit purposes. Real estate investors purchase rights to a stream of future cash flows that are expected to be generated by the real estate purchase. The cash flow might come from rental income, from using the property as loan collateral, from cash savings through offsetting otherwise taxable income with tax-deductible losses, or from the net profits upon resale of the property.
Condominium Law
St, 2017, Florida House Bill 1237 became effective, adding new provisions and making amendments to existing Statutes contained in Chapter 718 of Florida Condominium Law. The changes were incorporated to provide new rights and legal remedies to traditional residential owners, but some of these same changes will now negatively affect “bulk owners.”

Foreclosure
To prohibit a board member from purchasing a unit at a foreclosure sale resulting from the association’s foreclosure on its lien for unpaid assessments or taking title by deed in lieu of foreclosure. Since bulk owners often purchase units by these methods, board members who are bulk owners will no longer be able to add to their portfolio in this way. The new statute prohibits the manager and the management company from purchasing association- foreclosed property as well.

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