Accurate Concept Insurance Agency

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Tomorrow: 9:00 am - 4:00 pm

32 Years

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Mon - Fri:	9:00 am - 4:00 pm

Auto Insurance
This question requires us to look at a couple of factors in order to be answered properly. You see, even though the Texas Department of Public Safety regularly advises people to obtain the SR-22 form from their automobile insurance provider; that is not always possible. Many insurance carriers consider the SR-22 to be an indicator of a “sub-standard” or “high-risk” driver; so if a driver who is already insured with the company requests an SR-22, this sends up warning flags to the company underwriters. An insurance company is required to file its underwriting guideline with the Texas Department of Insurance; and then it must follow that guideline for all clients or face penalties. If the company you are currently insured with provides coverage for “sub-standard” or “high-risk” drivers (people with multiple tickets or accidents on their driving record), then the best advice is to talk to your current insurance agent about obtaining the SR-22.

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