Insurance Services Fishman

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(312) 280-8813Call Visit WebsiteVisit Website Map & DirectionsDirections1340 N Astor St Unit 2008Chicago, IL 60610 Write a ReviewWrite Review

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Email: Email Business
Neighborhoods: Central Chicago, Near North Side, Gold Coast
AKA: Fishman Insurance Svc
Other Link: http://www.jfishllc.com
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Business & Commercial Insurance, Dental Insurance, Health Insurance, Liability & Malpractice Insurance, Life Insurance, Long Term Care Insurance, Property & Casualty Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (312) 280-8813

Address: 1340 N Astor St Unit 2008, Chicago, IL 60610

Website: http://www.jfishllc.com

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Insurance Services Fishman

Auto Insurance
A benefit period is the length of time during which an insurance policyholder or their dependents may file and receive payment for a covered event. All insurance plans will include a benefit period, which can vary based on policy type, insurance provider and policy premium. Most individuals are familiar with the benefit period for healthcare insurance, but disability, long-term care, homeowners, and auto insurance policies also carry a benefit period.

Health and Life

Life Insurance
Institutional investors purchase (from you) your Term and Universal Life Insurance policies at amounts larger than the values that you would have received if you surrendered the policy.
Health Insurance
Catastrophic coverage gives you an additional monthly income if you become disabled and in addition are unable to perform 2 of the 6 activities of daily living (eating, bathing, getting dressed, toileting, transferring and continence). This additional income helps you afford assistance that isn’t covered by your health insurance while also providing your income replacement.
Disability Insurance
This is when you request to use your insurance protection. Read your policy carefully. If you have an injury or illness that prevents you from working full or part-time, you should file a claim with the disability insurance company. Agents and brokers cannot be a part of the claims process, but we can help you understand your benefits provide you with the claims department’s phone number. The sooner you file your claim, the sooner you will get paid, after the elimination period is satisfied.
Long Term Care
By purchasing Long-Term Care Insurance, you are protecting your health, your assets, and at the same time purchasing freedom and choice for quality of care.
Dental Insurance
For decades prior, employers researched policies and purchased group healthcare plans for their employees and family members. The modern skyrocketing costs of treatments, medications, and technologies have caused employers to either eliminate these plans or require significant contributions (often as a percentage of the particular policy’s premium) from employees to share the cost burden of providing medical and dental insurance.

Business Insurance
Perhaps the most common type of business insurance, and the one purchased when launching a company, is “General Liability”. As a business owner with an office location that requires your staff to interact with the public, General Liability Insurance will pay for bodily injuries that are business-related, and cover lawsuits for property damage, too. Some landlords may require a certificate of insurance before allowing you to sign a commercial lease; while clients may request your demonstrating proof of coverage in case of damaged equipment.
Professional Liability Insurance
Interestingly, the terms “Professional Liability” and “Errors and Omissions” are essentially synonymous. However, architects, consultants, engineers, accountants, physicians, and attorneys use the former, while insurance and real estate agents, tax preparers, and IT professionals use the latter.

Annuities
1. Fixed: The amount of your payouts can be competitive with or higher than other conservative tax-deferred guaranteed investments. However, fixed annuities provide extended timeframes (usu. 3-10 yrs.) with tax-deferred growth, higher guaranteed crediting rates, plus partial withdrawals that make liquidity a penalty-free option for people aged 59.5 and older.
Liability Insurance
No single insurance policy covers every risk faced by businesses. As a result, a variety of commercial policies can protect your company from various types of lawsuits and damages that typically occur.
Travel Insurance
When you pack your bags and head out on an adventure, one way to protect yourself against medical expenses that occur due to illness or injury is to purchase travel insurance. The same applies for lost baggage.
Jewelry Insurance
Personal Injury Protection (PIP) covers common life situations such as auto insurance, life insurance, wedding insurance, LTC (Long Term Care) insurance, jewelry insurance, landlord (and renters!) insurance, disability insurance, critical care insurance and more.
Wedding Event Protection

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