Professional Concepts Insurance Agency

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Insurance, Auto Insurance, Business & Commercial Insurance

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Today: 8:00 am - 5:00 pm

Tomorrow: 8:00 am - 5:00 pm

36 Years

in Business

(810) 229-2446Call Visit WebsiteVisit Website Map & DirectionsDirections1127 S Old Us Highway 23Brighton, MI 48114 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	8:00 am - 5:00 pm

Professional Concepts Insurance Agency

Auto Insurance
Someone mentions auto fleet safety programs, and you likely picture sizable companies with many company-owned cars, trucks, and other vehicles teaching driver’s safety to employees who drive while conducting business. Companies can face crippling liabilities should employees drive recklessly and cause accidents, injuries, or deaths. That’s why having sufficient auto insurance coverage is mandatory — and why insurance companies often require their insured firms to deliver fleet safety programs to employees.

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Email

Extra Phones

TollFree: (800) 969-4041

Payment method

amex

Other Links

http://www.pciaonline.com

https://www.pciaonline.com/contact

Other Email

Categories

Insurance, Auto Insurance, Business & Commercial Insurance, Liability & Malpractice Insurance, Workers Compensation & Disability Insurance

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Phone: (810) 229-2446

Address: 1127 S Old Us Highway 23, Brighton, MI 48114

Website: http://www.pciaonline.com

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Professional Concepts Insurance Agency

Auto Insurance
Someone mentions auto fleet safety programs, and you likely picture sizable companies with many company-owned cars, trucks, and other vehicles teaching driver’s safety to employees who drive while conducting business. Companies can face crippling liabilities should employees drive recklessly and cause accidents, injuries, or deaths. That’s why having sufficient auto insurance coverage is mandatory — and why insurance companies often require their insured firms to deliver fleet safety programs to employees.

Business Insurance
We serve Accounting and Financial Planner firms for their business insurance and risk management needs in Michigan. A few of the highlights PCIA provides in helping our clients succeed...
Workers Compensation Insurance
Clients typically request COI’s from all of the major players of a design and construction project with which they have a contractual relationship. They are seeking proof that all parties to a project are meeting the stated insurance requirements for the project. The types of insurance for which a client may request a COI include general liability, professional liability, auto liability, employer’s liability, pollution liability, workers compensation and excess/umbrella coverage. For purposes of this article, we will focus on COIs for professional liability (PL) insurance.
Commercial Liability Insurance
Some project owners are under the impression that being named an additional insured on a design consultant’s professional liability (PL) policy is a standard option. After all, they reason, their contractor is more than happy to include them as an additional insured on their general commercial liability (CGL) policy. We will explain the significant pitfalls of such a request. Let’s take a closer look at the ramifications of having a client named an additional insured on a CGL and a PL policy.
Professional Liability Insurance
We may be able to help you by providing referrals to consultants, providing guidance relative to insurance issues, and even to certain preventives from construction observation through the development and application of sound human resources management policies and procedures. We’re a member of the Professional Liability Agents Network (PLAN). We’re here to help.

Liability Insurance
One final note on the subject of additional insured status: Design professionals can benefit from being named an additional insured on a contractor’s CGL policy. Additional insured status on the contractor’s general liability insurance is beneficial regarding bodily injury claims involving construction workers and applies to bodily injury and property damage claims filed by third parties.

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