Insure My Food Truck

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Business & Commercial Insurance, Insurance

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Map & DirectionsDirections901 Mission St Ste 105San Francisco, CA 94103

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Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

Insure My Food Truck

Auto Insurance
Insurance rates in general have been mostly flat for a few years now. However, commercial auto insurance is on a rapid rate incline. There are many factors to the rate increases, but the primary driver is the new technology onboard vehicles and cost to repair them. Think about how much cars have advanced in the past few years... there are cameras, sensors, multiple screens, self parking, self driving even! A small “fender bender” that might have cost less than a thousand dollars is now averaging a few thousand dollars. Specialized labor and parts costs mean that you can’t usually repair a significant accident for less than $10,000. Insurance carriers have had to play catch up with rates in the meantime.

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Email

Extra Phones

San Francisco Office: (415) 617-5677

Fax: (510) 523-1632

Neighborhoods

Southeast San Francisco, South of Market

Categories

Business & Commercial Insurance, Insurance

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Phone: (800) 647-2025

Address: 901 Mission St Ste 105, San Francisco, CA 94103

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Insure My Food Truck

Auto Insurance
Insurance rates in general have been mostly flat for a few years now. However, commercial auto insurance is on a rapid rate incline. There are many factors to the rate increases, but the primary driver is the new technology onboard vehicles and cost to repair them. Think about how much cars have advanced in the past few years... there are cameras, sensors, multiple screens, self parking, self driving even! A small “fender bender” that might have cost less than a thousand dollars is now averaging a few thousand dollars. Specialized labor and parts costs mean that you can’t usually repair a significant accident for less than $10,000. Insurance carriers have had to play catch up with rates in the meantime.
Truck Insurance
Insure My Food Truck is a food truck insurance program offered through Brown & Brown Insurance Services of California, Inc. We have grown our mobile food vendor clientele so substantially that we needed to brand ourselves. Hence

Health and Life

Health Insurance
Buying medical payments coverage may seem like overkill for someone who carries health insurance, however, if you have a minor injury medical payments will kick in with no copayments or deductibles if you are hurt in an accident. Medical payments also covers your passengers for their minor injuries.

Business Insurance
Commonly referred to as a BOP, a Business Owner Policy is essential to operating your food truck. This will cover the general liaiblity. product liability and contents of your truck. Our program will also cover your equipment breakdown and loss of business income which many companies will not. Typical premium for a BOP is about $600 per year.
Commercial Property Insurance
Workers Compensation Insurance
I'm sure you have heard of the duck test, "If it looks like a duck, swims like a duck, and quacks like a duck, then it probably is a duck." I have mentioned this before, but if you have staff you are required by law (most states) to carry workers' compensation insurance. Workers' compensation insurance primarily provides coverage for your employees if they are injured on the job and need medical attention as well as disability income while out due to the injury.

Liability Insurance
Liability Umbrella - Many venues will require more than 1 million dollars in general liability. An umbrella policy is just what it sounds like. It bumps your general liability, auto liability and workers' compensation to 2 million, 3 million or more depending on the limit chosen. If you are in a major metro area chances are you will be asked for higher than 1 million limits. It's worth the $400 or so to add, DO IT !

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