We are an Independent Insurance Agency, which means we have made available some of our best companies for your online quick quotes.We service the Columbia, Lexington and Newberry areas and throughout the state of South Carolina. At Safe Choice Insurance LLC, we take pride in providing excellent customer service to every customer. We work together to proficiently address all your concerns.We offer all types of Personal Insurance coverages to our clients in South Carolina including Auto Insurance, Homeowners Insurance, Motorcycle Insurance, Boat & Watercraft, and Renters Insurance.Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Business Owners Policy (BOP), General Liability, Commercial Auto, Workers Compensation, and Commercial Umbrella.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Lexington, South Carolina, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
We are a South Carolina based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in South Carolina to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
Boat Insurance
RV Insurance
And don't forget, many of your favorite toys have trailers you may also want coverage for.
Mobile Home Insurance
We pride ourselves in customer service with the lowest possible rate. Just contact us today at 803-996-0400 to find your next South Carolina mobile home or manufactured home insurance policy. We service mobile home insurance policies in Lexington, South Carolina area.
ATV Insurance
Inland Marine Insurance
Truck Insurance
We work with some of the top rated companies for your commercial truck insurance policy and tailor a package that meets your truck and trailer needs.
Jet Ski Insurance
Consult with one of our professional agents at Safe Choice Insurance LLC to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
Home Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Condo Insurance
Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.
South Carolina Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
At Safe Choice Insurance LLC, we pride ourselves in evaluating your business insurance needs in Lexington, South Carolina. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
Commercial Property Insurance
Commercial Property insurance covers the building that your business owns or rents. A South Carolina commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Safe Choice Insurance LLC evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
Workers Compensation Insurance
Workers' Compensation - Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers' compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers' compensation insurance.
Commercial Liability Insurance
Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Lexington, South Carolina and surrounding areas could leave your business vulnerable.
Professional Liability Insurance
Builders Risk Insurance
Builders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.
Restaurant Insurance
We have built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include...
Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
Jewelry Insurance
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Safe Choice Insurance LLC can help you understand your other risks and help you evaluate whether you may need additional coverages in your South Carolina home insurance plan.
Your standard South Carolina flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.