JCF Lending Group

More Info

Natiowide Manufactured Home Loans - Expect Excellene!

General Info

From the original founding date in 1994 to present time, JCF's goal has and will continue to be to provide the lowest rate and fee combination mortgage to homeowners living in manufactured, mobile, and modular homes. As of 2008, JCF added Park Model "RV" financing to the arsenal of loan programs, once frowned upon due to the industry RV label. We now offer purchase financing, straight refinance, consolidation refinancing and cash out financing in 44 States. JCF is recognized as the first provider and/or originator to provide refinance loans for manufactured home owners living in mobile home parks and leased lot manufactured home communities in the Western United States. Prior to JCF, manufactured and potential mobile home owners could only rely on Two major sources of purchase financing, Green Tree and Security Pacific Bank, both high rate lenders treating mobile & manufactured homes as high risk investments. JCF is a unique as we only finance the manufactured, mobile, or modular home, not the land it sits on. The majority of our customers live in mobile home parks and leased lot manufactured home communities. We also provide financing to homeowners living in a manufactured home where the home is on leased, rented, family or owned land, where the home is considered personal property, not deeded to the land which is real property. JCF is a minimal risk A Paper Loan provider, providing both purchase and refinance mortgages to consumers with good credit and a positive paper trail income. Our homes that we finance must be set prior to funding, eliminating dealer fraud and misrepresentation, something that plagued both Green Tree and Security Pacific Bank. Additionally we are the first company to require that all titling be completely in the seller(s) name, protecting our consumers from possible liens and/or unpaid debts from the previous 3rd party owner(s). When consumers finance with JCF, their interests are protected. JCF offers call in applicants an approval or decline within 15 minutes, which raises the bar in our industry. Vanderbilt, 21st Mortgage and US Bank average more than 48 hours for that same approval or decline. JCF can accomplish this with actual human underwriters, versus automated computer scoring systems which then need to be reviewed by personnel. Customer interaction is also very important us, this is why we have minimized voice mail and have extended banking hours from 7:00 AM - 7:00 PM, Monday through Friday, with all convenient Saturday hours of 8:00 AM to 3:00 PM. We are also proud to offer 24/7 Live Help, connecting consumers with JCF representatives at their convenience.

Email

Customer Service

Extra Phones

Customer Service: (800) 745-0607

Services/Products

JCF Lending Group provides mobile home loans to include, mobile home financing and manufactured home refinancing for homes located in mobile home parks and leased lot manufactured home communities. We also can provide mobile home loans for mobile & manufactured homes that are on private land as long as the home is not tied to the land by way of deed. JCF specializes in "Chattel Mortgages", a term used when referring to a loan on a mobile or manufactured home where the land is not a factor and only the mobile home will be financed. We are able to offer the lowest mobile home loan rates possible, along with a variety of mobile home loan programs to meet the needs of a Nation. From California to New York, Texas to Washington, JCF has a great mobile home loan program for you. We will easily guide you through the process, providing you with whatever level of service you require. We offer fixed and variable rate home financing, No Pre-Payment Penalties, No Application Fees and we are Proud to be an Equal Housing Loan provider since 1994, always striving to provide the lowest mobile home rate & fee combination possible. We will provide the quickest loan approval possible, sometimes within 15 minutes and let you know exactly the manufactured or mobile home loan we can offer. Then it's up to you to make the decision. We are open from 7:00 AM - 7:00 PM PST, Monday thru Friday, and on Saturdays 8:00 AM - 3:00 PM PST. You can reach us toll free at (866) 967-0143. We also have "Live Help" operators standing by 24/7, helping both existing and new customers get the answers to the questions they may have, all in real time. No waiting on email. Need mobile home financing - Whether you are considering buying a used mobile home or buying a new manufactured Home, JCF Lending Group will find a mobile home mortgage that's right for you. The type of mobile home financing loan received depends of several different factors, the year of the mobile home and current value is a strong factor, as is the credit of the applicant and the monthly Income. When you think of mobile home financing, think JCF. Once the mobile home financing loan is approved, the amount of the down payment determines the interest rate offered. As an example, a 10 or 20 percent down will offer a better rate than 5 Percent Down. Our terms vary from 7 years to 25 years, depending on the loan program you choose. The best manufactured home financing rate can normally be obtained in most cases with at a 10 year term. It is important to remember that the shorter the term. the less interest you will pay in the long run.

Brands

Nationwide Mobile Home Loans

Amenities

Mobile home financing, mobile home loans and refinancing from JCF Lending Group, the nations leading Lender in Manufactured and Mobile Home Financing, Loans, and Refinancing for homes in parks and communities.

Other Link

www.chattelmortgage.net

Category

Mortgages

Details

Phone: (702) 628-7146

Address: 848 N Rainbow Blvd # 2249, Las Vegas, NV 89107

Website: www.chattelmortgage.net