Payne Insurance Agency

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Homeowners Insurance, Auto Insurance, Insurance

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Today: 9:00 am - 5:00 pm

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(314) 227-0720Call Visit WebsiteVisit Website Map & DirectionsDirections320 Brookes Dr Ste 227bHazelwood, MO 63042

Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

Places Near Hazelwood with Homeowners Insurance

Florissant (4 miles)
Bridgeton (4 miles)
Saint Ann (6 miles)
Black Jack (9 miles)
Earth City (9 miles)
Maryland Heights (9 miles)
Saint Charles (10 miles)
Pagedale (11 miles)
Spanish Lake (13 miles)
Ladue (14 miles)

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Email

BBB Rating

Extra Phones

Fax: (314) 787-4623

TollFree: (855) 890-2980

Services/Products

Other Link

http://www.payneinsagency.com

Categories

Homeowners Insurance, Auto Insurance, Insurance, Life Insurance, Renters Insurance

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Details

Phone: (314) 227-0720

Address: 320 Brookes Dr Ste 227b, Hazelwood, MO 63042

Website: http://www.payneinsagency.com

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Payne Insurance Agency

Auto Insurance
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance
Motorcycle Insurance
Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.

Renters Insurance
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
Home Insurance
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Health and Life

Life Insurance
Insurance policies are designed to protect you from significant financial loss in the event of an accident, illness or death. Insurance can cover cars, homes, lives, health and businesses. You pay the insurance company a monthly fee, or premium, and if the insured item becomes lost, stolen or damaged, the insurance company contributes a specific amount to the replacement or repair of the item. If you get sick, the insurance company contributes to your medical bills, and after your death, your beneficiaries collect the amount of your life insurance policy.
Health Insurance
There are essentially two kinds of health insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage.
Disability Insurance
Long Term Care
Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”

Business Insurance
Workers Compensation Insurance
Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Liability Insurance
If you have a personal umbrella liability policy, there's generally exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

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