A Bankruptcy Law Center

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41 Years

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(916) 985-3330Call Visit WebsiteVisit Website Map & DirectionsDirections111 Woodmere RdFolsom, CA 95630 Write a ReviewWrite Review

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Regular Hours

Mon - Fri:	8:00 am - 5:00 pm
Sat - Sun	Closed

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More Info

Sacramento Bankruptcy Attorneys for Over 31 Years

General Info: If you have debt problems and need to understand your legal rights and options, please call for a FREE 2 HOUR CONSULTATION with one of our exceptionally experienced bankruptcy attorneys.
Email: jerry@gwcreditlaw.com
Extra Phones: Fax: (916) 985-3338
Services/Products: Dont you need the very best advice and representation? Should you file bankruptcy? What kind of bankruptcy? When should you file? What should you do before you file? We care about you and we care about the results we can achieve for you. We allocate 2 hours for your initial free attorney consultation so that we can thoroughly analyze your case and answer all of your questions. You work directly with your attorney, not a paralegal or secretary. We will prepare your case accurately and professionally. We will represent you aggressively. We will take care of you and you will be happy with the results!
Brands: Bankruptcy, Chapter 13, Chapter 7
Location: Bankruptcy Law Center
Amenities: CALL FOR YOUR FREE 2 HOUR CONSULTATION NOW
Accreditation: Certified Legal Specialist in Bankruptcy Law
Associations: Certified by The California Board of Legal Specialization of the State Bar of California
AKA: Law Office of Gerald L. White
Other Link: Law Office of Gerald L. White
Categories: Attorneys, Bankruptcy Law Attorneys

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Phone: (916) 985-3330

Address: 111 Woodmere Rd, Folsom, CA 95630

Website: Law Office of Gerald L. White

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A Bankruptcy Law Center

Divorce
Spousal Support
Certain debts will not be discharged. They include but are not limited to: (1) certain taxes, (2) child and spousal support and other debts owed to a spouse or child arising from a divorce or separation, (3) most student loans, (4) debts incurred for personal injury or death resulting from operation of a motor vehicle while intoxicated, (5) debts incurred through fraud or use of a false financial statement, (6) debts incurred through willful and malicious conduct, (7) court-ordered fines, restitution and traffic citations, and (8) debts incurred specifically to pay a non-dischargeable tax.

Restraining Order
Bankruptcy is a legal proceeding filed in the United States Bankruptcy Court under federal law, the Bankruptcy Code, the purpose of which is to control creditors from collecting debts in a manner that you cannot tolerate. When you file a bankruptcy petition a temporary restraining order call the “automatic stay” immediately goes into effect to prohibit creditors from calling you, writing you, suing you, repossessing or foreclosing upon your property, garnishing your wages, or taking almost any other kind of collection action. The automatic stay applies to almost all creditors, including IRS and other government agencies. The duration of this protection depends on the chapter of the Bankruptcy Code under which you file.

Business and Corporate Law

Limited Liability Companies
There are several remedies for different types of debtors identified by chapters of the Bankruptcy Code. Individuals, including sole-proprietor business owners, and married couples, can file under Chapter 7 to “discharge” debt so that it never has to be repaid, or under Chapter 13 to repay debt over as many as 5 years, and often at less than 100 cents on the dollar. Individuals with debt that exceeds the limits under Chapter 13 can reorganize and repay debt under Chapter 11. Corporations, limited liability companies, and other business organizations can liquidate under Chapter 7 or reorganize and repay debt under Chapter 11. Family farming organizations can reorganize and repay debt under Chapter 12. There are also other chapters for municipalities and other organizations.

Personal Injury
Certain taxes, child and spousal support and other debts owed to an ex-spouse arising out of divorce or separation, most student loans, debts for personal injury or death incurred in a vehicle accident where you were intoxicated, debts incurred through use of a false financial statement or fraud, debts incurred through willful and malicious conduct, court ordered fines, restitution and traffic citations, debts incurred specifically to pay non-dischargeable taxes, unlisted debts.
Auto Accidents

Bankruptcy
Gerald (Jerry) White has been representing clients exclusively in Chapter 7 and Chapter 13 bankruptcy cases since 1982 and is a Certified Legal Specialist in Bankruptcy Law, certified by The California Board of Legal Specialization of the State Bar of California since 2005 (1 of less than 150 in the entire State of California.) Jerry graduated from the University of California Berkeley with a Bachelor of Arts in Economics in 1976, and from the University of the Pacific, McGeorge School of Law in Sacramento, California, with a Juris Doctor in 1979. He was admitted to the State Bar of California in 1979, and to the United States District Courts, Eastern and Northern Districts of California, in 1982.
Foreclosure

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