As a professional independent insurance agency, we represent many insurance companies enabling us to shop the marketplace on your behalf. We act as a trusted advisor to help you make wise insurance choices to protect your family or business. Our first commitment is to act in the best interest of our clients in all matters. The staff at Keisling Insurance understands the important role insurance plays in protecting the financial well-being of families and businesses.
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following...
Boat Insurance
Getting out on the water should be carefree, but owning and running a boat brings several financial risks. Like motor vehicles, boats and other watercraft are prone to accidents, theft, breakdowns, property damage, and liability issues. Watercraft insurance means you can stop worrying about those risks and get back to relaxing on your boat.
Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.
Get the reassurance that your loved ones will have what they need with individual life insurance.
Health Insurance
Some employees may prefer a nice bonus, but in most cases, employees see health care as a core part of the compensation package—arguably as important as the salary itself. Buying group health insurance is an economical way for your business to recruit and retain staff while increasing the likelihood that they’ll be fit to work.
Disability Insurance
While employees can take out personal disability insurance themselves, businesses that pay for a plan as part of their employee benefits package often find that it is a great way to recruit staff and make them feel valued. Disability insurance pays out to an employee of your business who is unable to work because of illness or injury. Typically, the payout is equal to 60 percent of their typical salary and is often paid as tax-free income.
Dental Insurance
The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
Vision Insurance
Help your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many plans to choose from to help offer coverage to your team, no matter how many employees you have.
Founded in 1985, Keisling Insurance is proud to be an independent insurance agency servicing the needs of individuals and businesses in Byrdstown, TN. We provide a variety of insurance solutions to serve your needs including trucking insurance, personal insurance, and business insurance.
Commercial Property Insurance
A commercial property insurance policy may help protect against the cost of replacing lost or damaged property. Additionally, insurance may cover any associated losses—such as lost income—that are caused because part or all of your business is temporarily unable to operate.
Workers Compensation Insurance
Are you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take shortcuts that could cost you thousands of dollars.
Commercial Liability Insurance
A business owners insurance policy, or BOP, combines business property and business liability insurance into one convenient policy. Your business faces a variety of risks unique to your industry, but there are certain coverages that businesses need regardless of their size or business type. Having a BOP helps you safeguard your business by helping to protect what you’ve built.
Professional Liability Insurance
Aside from property liability coverage, there’s an important difference to note between general liability, such as a customer slipping on a spilled drink, and professional liability, such as a bout of food poisoning from bad food or inadequate preparation. General liability may cover patrons who are injured on your property, as well as property damage, and may also protect you from potential lawsuits. Professional liability, on the other hand, may protect your restaurant if someone gets sick from spoiled food products.
Builders Risk Insurance
Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.
Restaurant Insurance
As a restaurant owner, you know the amount of work it takes to run your business on a day-to-day basis. You might also know the statistics about how tough it is to survive and thrive in the restaurant business. But did you know that getting a restaurant insurance policy may help give you a fighting chance by mitigating some of the risks involved in the food industry?
As part of your contractor insurance policy, general liability insurance may cover you against claims of damage or injury caused on-site or to visitors on your premises. Such costs can be immense, and general liability insurance is often mandatory if you want to bid for government contracts.
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.